Arbor Realty Trust (NYSE: ABR) —  a multi-family mREIT company —  is in the limelight with the recent decline in mortgage rates. Mortgage rates fell to their lowest level in over a year, a positive development for the housing market.  With a market capitalization of $2.54 billion, ABR is trading below its 50-day simple moving average and above its 200-day SMA. In June 2024, a bullish ‘Golden Cross' formed as the 50-day moving average crossed above the 200-day moving average. 50-Day & 200-day Moving Average Image Source: Zacks Investment Research In the past six months, the stock has gained 9.7% compared with the industry's growth of 0.8%. Image Source: Zacks Investment Research ABR consistently attracts investors looking for high-yield companies. However, concerns related to market volatility might be a concern.  Currently, the stock is down 17.4% from its 52-week high of $16.35. Is now the right time to invest? To answer this, it's essential to delve into the details and evaluate various factors at play. Arbor Realty: High-Income REIT Stock This New York-headquartered REIT primarily focuses on originating and servicing loans for multi-family, single-family, and other commercial real estate assets. Mortgage REITs tend to be more volatile than equity REITs because they are tied to interest rates, but the high yields make them appealing to watchful investors.  Income-seeking investors have a large appetite for REIT stocks, as U.S. law requires REITs to distribute 90% of their annual taxable income in the form of dividends. As for ABR, the company has a record of paying monthly dividends. The company has a track record of paying a quarterly dividend of 43 cents. ABR's current dividend yield is 12.86%. This is impressive ...