(Bloomberg) -- US banks are being forced to do something they haven’t done for 15 years: fight for deposits.Most Read from BloombergHolding Cash Will Be a Winning Strategy in 2023, Investors SayWorld’s Riskiest Markets Stumble Into Crisis With Dollars ScarceMortgage Lenders Are Selling Homebuyers a LieTesla Slashes Model S and X Prices for the Second Time This YearChina’s Cautious Growth Target Limits Help to World EconomyAfter years of earning next to nothing, depositors are discovering a trove